how to control your money

Many people do not feel satisfied with their finances.
Even some rich people are not happy. This unhappiness or lack of satisfaction sometimes comes from not being in control of your finances.

You lose control when you become dependent on others. Being dependent allows factors from the outside to control your finances.
Becoming financially successful involves taking back as much control as you can over all areas of your finances.

You cannot control Social Security, but you can control how much you save for retirement. Currently there is no way to directly control how much Social Security is taken out of your paycheck and how much (if any) you will receive when you retire. What you can control is the number of retirement accounts that you set up, and how much you contribute to those retirement accounts.

You cannot control your employer, but you can find alternative sources of income and maximize employer benefits when on the job. Many companies have programs through which they match investments up to a certain amount or percentage. This is like free money from your employer. You can also find other sources of income, such as investing in real estate or blogging.
You cannot control your taxes, but you might be able to reduce or defer your taxes. Many people don’t realize that their biggest expense is taxes. This is because taxes are taken out before you receive a paycheck. There might be ways that you can reduce your taxes or defer them to a time when you are making less money. Talk to your accountant about your personal situation.

You cannot control inflation, but you can control your investments and debt. The inflation rate in June 2007 was 2.69%, which means that if your savings account rate is 5%, you are only receiving 2.31% value, and that is before taxes are taken out. Review your investments with inflation in mind and see if they are still as good as you thought. You can also consolidate your credit card debt and possibly lower your interest rates by applying for a person-to-person loan from here

You can’t control investment risks, but there are some returns that are guaranteed. Do you want to know how to receive 19% guaranteed return on your money? Pay off that credit card. If you are an active investor or have significant sums invested,

may be these tips will be use full to you or not review me

10 no-cost traffic generation

Here are 10 no-cost traffic generation methods you can try:

1. Find forums related to your niche, make relevant and informative posts with your main site in your sig line. Only occasionally reference your site and when it really answers a question.

2. Post to classified sites like Craigslist, Kijiji, iNetGiant, and more.

3. Write and distribute relevant articles and press releases.

4. Use popular social bookmarking sites like digg and del.icio.us to bring targeted visitors.

5. Make comments on related blogs with a link to your site - you can do the same on popular social networking sites like myspace and facebook as well as video sites like YouTube and MetaCafe.

6. Submit your site to be listed in popular directories, NOT automated submitters to FFA sites though.

7. Link exchanges - have a links page to post links to RELATED sites in echange for links to your site from theirs.

8. Traffic exchanges and banner exchanges can be useful, but only if used in some sneakier ways. I teach those sneakier ways in my free traffic course because it would take way too long to try to explain it in a forum post. The idea behind it is to make each visit you get generate about 10 more visits and impressions so that it grows automatically and becomes unstoppable.

9. Create Squidoo lenses, blogs, hubpages, and link them all together so any traffic you get to one or the other can bring more to the rest of the network.

10. Solo email ads. Believe it or not you can get some really good ones for free, just google "free ezine solo ads".

That should give you lots to do, and all of those methods have proven to work.

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LIVING AS PROFESSIONAL BLOGGER

Recently, I pointed out that blogging can be an excellent way for people to start earning with AdSense.

It takes no effort at all to get a blog up and running on Blogger and you pretty much start with one ad well blended at the top of the page.But there's a difference between starting with AdSense and making a good income from it, and that's really the goal, right?

I'm sure that most bloggers who put ads on their sites would really like to see their entries making so much money that they can kick the day job and make their living as a professional blogger. They'd be getting paid to talk about their favorite topics, and what could be better than that?

There are some people online who do exactly that. But you've got to do a lot more than put one ad at the top of your Blogger site -- however well-blended it might be -- to become a professional blogger.First, most professional bloggers run more than one blog. They often run several. They also talk about a lot more than their families and their points of view. They give valuable information that people can use in their own lives or their businesses, and best of all, they become the center of a community in which other people swap tips and ideas.

So if they're travel agents, they can write blogs that reveal how to find bargains. If they're accountants, they can warn about hidden tax liabilities.That's valuable content aimed at a market that wants it. And then there are the ads. You could tell readers how to choose next week's winning lottery numbers but if you don't have ad units in the best places on the page and showing the sorts of ads your users will want to click, you won't get a penny from the winnings.

You'll have to know how to make sure AdSense is serving the ads you want to receive. You'll have to know how to make those ads stand out while still blending in. And you'll have to know how to follow your stats so that you can leap on a drop in earnings as soon as it happens.It's a combination of creating valuable content, smart AdSense strategy and a good knowledge of Internet marketing too. Just get that -- and it's really not too hard -- and you can be a professional blogger too.

Be a SMART AdSense publisher!